Ruling allows healthcare changes to proceed

By Kim Geiger – Beginning in 2014, adults with preexisting conditions will be guaranteed coverage and won’t have to pay higher rates than healthier people. Annual dollar limits on essential services will be prohibited.

Also starting in 2014, state-based insurance exchanges will offer people a way to comparison shop for individual health policies that meet minimum government standards. The government will subsidize these purchases for millions of people. Individuals who don’t get insurance would be required to pay a penalty of at least $95 in 2015; the fee increases to at least $695 in 2017. more>


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